Pennsylvania Mortgage Licensing

Pennsylvania has net worth requirement for the Mortgage Lender and Mortgage Servicer License of $250K, where as the Broker does not require a net worth amount to be met/maintained. While Pennsylvania doesn’t require audited financials, they are required if they are available but at minimum Certified Financials must be provided. All licenses require a named QI that must be management level and at the corporate office. Although the QI is not required to hold a PA MLO license the QI is required to complete all testing and education requirements required for a PA MLO. For this reason most QI do obtain the PA MLO license.


StateLicense NameState FeeBond Premium Est.
SOS FeeMLG Processing FeeTotal
PennsylvaniaMortgage Broker$1,100$375$250Call for More Information$1,725
PennsylvaniaMortgage Lender$1,600$750$250Call for More Information$2,600
PennsylvaniaMortgage Servicer License$2,600$3,750$250Call for More Information$6,600

License: Mortgage Broker License

  • Operating Status: Broker
  • Bond Amount: $50,000
  • Net Worth: N/A
  • Brick & Mortar: No
  • Financial Type: Certified

License: Mortgage Lender License

  • Operating Status: Lender/Broker
  • Bond Amount: $100,000
  • Net Worth: $250,000
  • Brick & Mortar: No
  • Financial Type: Certified

License: Mortgage Servicer License

  • Operating Status: Servicer
  • Bond Amount: $500,000
  • Net Worth: $250,000
  • Brick & Mortar: No
  • Financial Type: Certified

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**Fees & terms are subject to change without notice.**