Nevada Mortgage Company License & Mortgage Servicer License
Nevada is one of the few states that requires an instate presence. If you are headquartered outside of the state you must obtain an in-state location that is commercially zoned and name a branch manager that must meet the same criteria as your QI at the cooperate office. NV calls the QI at cooperate and Branch Mangers Qualified Employees (QE), that meet specific NV requirements: be present at the licensed office location, hold a NV MLO License, proof of a full 2 years’ verified experience in the industry within the last 5 years. Bond amount depends on loan production $50,000 - $75,000. Application also requires NV local business license documentation.
| State | License Name | State Fee | Bond Premium Est. | SOS Fee | MLG Processing Fee | Total |
| Nevada | Nevada Mortgage Company License (B&M) | $2,120 | $375 | $146 | Call for More Information | $2,641 |
| Nevada | Mortgage Servicer License | $2,620 | $750 | $146 | Call for More Information | $3,516 |
NV Mortgage Company License
- Operating Status: Broker/Lender
- Bond Amount: $50,000
- Net Worth: Positive
- Brick & Mortar: Yes
- Financial Type: Unaudited
NV Mortgage Servicer License
- Operating Status: Servicer
- Bond Amount: $100,000
- Net Worth: $100,000
- Brick & Mortar: No if only Servicing
- Financial Type: Audited
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**Fees & terms are subject to change without notice.**
Obtaining a mortgage broker license in Nevada involves meeting some of the most specific state-level requirements in the country. Nevada is one of the few states that mandates an in-state commercial office location. Companies headquartered elsewhere must establish a physical office within the state and designate a branch manager who meets the same qualifications as the company’s Qualified Individual (QI).
Nevada refers to both QIs and branch managers as Qualified Employees (QE). To qualify, the individual must:
- Be physically present at the licensed office,
- Hold an active Nevada MLO license, and
- Provide at least two years of verified experience in the mortgage or lending industry within the last five years.
Applicants must also submit Nevada business license documentation as part of the process through NMLS. The required Surety Bond amount is determined by the company’s total loan production volume.
Because of these requirements, earning a Nevada mortgage broker license takes careful planning, proper in-state setup, and documented experience. Companies that meet these standards demonstrate strong compliance and are well-positioned to operate successfully within Nevada’s regulated mortgage market.