Colorado Mortgage Company Registration

Things to know regarding a Colorado Mortgage License: Company does not require a Bond, but individual LO’s must obtain a CO Minimum Bond Amount of $25,000. CO does not offer or require branches to hold a CO branch license. For a Colorado Mortgage License, CO has a separate website for applications that requires documents outside of the NMLS.

StateLicense NameState FeeBond Premium Est.
SOS FeeMLG Processing FeeTotal
ColoradoColorado Company Registration$230N/A$100Call for More Information$330

License: Mortgage Company Registration

  • Operating Status: Broker/Lender
  • Bond Amount: $0
  • Net Worth: $0
  • Brick & Mortar: No
  • Financial Type: N/A

Mortgage Company Registration

CO has one of the most inexpensive and simplest company applications. Also, this application does not require a company bond, instead the responsibility is on the MLO’s to have bond coverage. CO does not require a Qualified Individual for a Colorado Mortgage License.

For more information or to speak to a representative for your state
call us today at 866-576-7726

**Fees & terms are subject to change without notice.**

To obtain a mortgage broker license in Colorado, applicants must apply through the Nationwide Multistate Licensing System (NMLS). Colorado enforces a structured licensing process designed to uphold ethical standards and protect consumers. The license applies to individuals acting as mortgage loan originators (MLOs) and includes specific education, testing, and background requirements. Unlike some states, Colorado does require a surety bond, although this can be satisfied through an individual or company-sponsored blanket bond. Applicants must complete 20 hours of NMLS-approved pre-licensing education—including 2 hours of Colorado-specific content—and pass the SAFE MLO test with a score of at least 75%. Comprehensive background checks, including an FBI criminal history check and a credit report review, are also mandatory. Annual continuing education is required to maintain licensure, and applications must include both NMLS submissions and additional documents through Colorado’s Division of Real Estate portal. While the process is standardized, attention to detail and timely submissions are essential to avoid delays.