These are the Terms and Conditions which govern the use of The Mortgage Licensing Group, Inc.’s (“MLG”) website. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof. MLG reserves the right, to change, modify, add or remove portions of these Terms and Conditions at any time with or without notice.
PAYMENT. MLG accepts all major credit cards; Visa, American Express, MasterCard and Discover, PayPal, and e-Check.
USE OF INFORMATION AND MATERIALS. The information and materials contained in these pages, and the terms, conditions and descriptions that appear, are subject to change. Unauthorized use of this website and MLG’s systems, including but not limited to unauthorized entry into MLG’s systems, misuse of passwords, or misuse of any information posted on this site is strictly prohibited. Some of the information on this site is geographically specific and some services may only be offered in certain states.
USER INFORMATION. If you elect to become a registered user of our website or any of our systems, you agree to provide us with true, accurate and complete information about yourself, your company and any third party for whom you provide information (“Registered User Data”), and to maintain and promptly update the Registered User Data and any information you provide to us, and to keep it accurate. Without limiting any other provision of these Terms and Conditions, if you provide any information that is untrue, inaccurate, or incomplete, or we have reasonable grounds to suspect that such is the case, we reserve the right to suspend or terminate your user account and refuse any and all current or future use of this Website, or any portion thereof by you. You agree not to assign, transfer or sublicense your rights as a registered user of this website. You further agree not to register for more than one account, create an account on behalf of someone else, or create a false or misleading identity on this website. You agree not to share any password for an account you have created and agree not to allow a third party other than yourself to use or access your account with or without permission. MLG reserves the right to cancel your account should you violate any provision of these Terms and Conditions, or any other posted policy on the website.
COMMUNICATIONS. When you visit MLG’s website or create an account on this website you are communicating with us electronically. You consent to receive communications (including legal notices) from us electronically. We may communicate with you by email or by posting notices on the website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. In addition, MLG may deliver communications (including legal notices) to you at the street address you have provided to us. Finally, MLG may deliver communications to you by any means set forth in any other policy or notice published on the website.
YOUR ACCOUNT. If you use our website through an account, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. MLG reserves the right to refuse service, terminate accounts, remove or edit content, or cancel requests in its sole discretion in the event improper activity in violation of these Terms and Conditions is suspected or detected. Accounts are non-transferable. You agree to (a) maintain all equipment necessary for your access to and use of the website; (b) maintain the security of your user identification, password, personal information, and any other confidential information relating to your account; (b) notify us immediately in the event of any known or suspected unauthorized use of your user account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your or anyone else’s password; (d) take responsibility for all charges resulting from use of your account, including unauthorized use prior to your notifying MLG of such unauthorized use and taking the legal steps to prevent its further occurrence by contacting us to change your password; and (e) update your personal information including email address, as appropriate.
SUBMISSIONS. All information submitted to MLG via this site shall be deemed and remain the property of MLG and MLG shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this site provides MLG through this site. MLG shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by MLG through a direct customer relationship or as otherwise specifically agreed or required by law.
CONTACTING MLG. You may contact us by mail at The Mortgage Licensing Group, Inc.,145 Vallecitos Del Oro, San Marcos, California 92069., Attn: Customer Service (provide your first and last name, user name, and email address); or by phone at 866-576-7726.
DISCLAIMERS AND LIMITATION OF LIABILITY. Users of our website (individually and collectively, “User”) expressly agree that use of the website is at User’s sole risk. Neither MLG, nor its officers, directors, or employees, warrant that the website will be uninterrupted or error-free; nor do they warrant or make any representation regarding the use of the information provided on the website or the results that may be obtained from the use of the information provided on the website, or as to the accuracy, reliability, or currency of any information, content, service, or merchandise provided through the website. THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. MLG DOES NOT WARRANT THE ACCURACT, ADEQUACY, OR COMPLETENESS OF THIS INFORMAITON AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. MLG MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR INDIVIDUALS INCLUDED OR LISTED ON THE WEBSITE. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, MLG DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. UNDER NO CIRCUMSTANCES SHALL MLG BE LIABLE TO YOU OR ANY THIRD-PARTY FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS AND BUSINESS INTERRUPTION, LOSS, WHETHER IN CONTRACT OR IN TORT, INCLUDING NEGLIGENCE, ARISING IN ANY WAY FROM ANY PRODUCT OR SERVICE SOLD OR PROVIDED ON THE WEBSITE OR THE USE OF THE INFORMATION OR THE RESULTS OF THE USE OF THE INFORMATION PROVIDED ON THE WEBSITE, EVEN IF MLG IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY WITH RESPECT TO ANY DISPUTE IS TO DISCONTINUE YOUR USE OF THE WEBSITE.
ONLINE CONDUCT. You acknowledge that all content posted, emailed or otherwise transmitted to or on MLG’s website and MLG social media pages (Facebook, Twitter, Google+, Instagram, Pinterest, YouTube, etc.), whether posted at our request or voluntarily, and whether publicly posted or privately transmitted (collectively, the “Postings”), are the sole responsibility of the person who made such Postings. This means that you are entirely responsible for all Postings that you post, email, or otherwise transmit to the website. We do not control the Postings posted, emailed or otherwise transmitted on the website by others and, as such, we do not guarantee the accuracy, integrity or quality of such Postings. You understand that by using the website, you may be exposed to Postings that are offensive or objectionable. Under no circumstances will we be liable in any way for any Postings (other than for content developed by us), including, but not limited to, any errors or omissions in any Postings, or for any loss or damage of any kind incurred as a result of the use of any Postings posted, emailed or otherwise transmitted to or through the website. That said, we do not condone or support any offensive Postings or material and reserve the right, at our sole discretion, to remove any Postings that MLG find inappropriate. Please refer to MLG’s Privacy Policy on our website, the terms of which are included herein by reference, for the provisions governing use of our website.
ADDITIONAL TERMS. Certain sections or pages of this website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.
APPLICABLE LAW. The website is created and controlled by MLG in the State of California. The laws of the State of California will govern these disclaimers, terms and conditions, without giving effect to any principles of conflicts of laws. MLG reserves the right to make changes to its website and these disclaimers, terms and conditions at any time.
COPYRIGHTS. The MLG logo and all designs, texts, graphics, pictures, information, data, software, sound files, other files and the selection and arrangement thereof are the proprietary properly of MLG or its licensors or users and are protect by U.S. and international copyright law.